AML Screening
Build a foolproof AML and compliance system for your business
Stay one step ahead of fraud and money laundering — mitigate risk with comprehensive KYC and screen users against Politically Exposed Persons (PEP), sanctions lists, adverse media, and more.
Suspicious activity
Behavioral monitoring
Adverse media
Sanction lists
Negative news
Politically Exposed Persons (PEP)
Automate your AML and CFT vigilance
Leave your compliance and regulatory hassles to us
Grow globally, comply locally
Expand in any region and keep up with daily updates on global and local watchlists.
Reduce false positives
Keep fraudsters at bay with advanced filtering and machine learning algorithms.
Customize your onboarding
Auto-direct the user to specific onboarding flow based on their overall risk profile.
Fight fraud in 3 easy steps
Verify
Verify the user during onboarding through government IDs, biometric verification, or data check
Screen
Screen the user against regularly up-to-date global PEP, adverse media, and sanctions watchlists
Monitor
Stay ahead of potential risk by staying informed about existing or previously onboarded users
Streamline your KYC process
Verify and validate users in seconds through government IDs, reliable data sources, and advanced liveness checks.
Biometric Verification
Identity fraudsters from genuine users through facial, audio, and video authentication checks.
Document Verification
Authenticate data from IDs in any language, region, or format. 10,000+ global and local documents supported.
Database Checks
Flag any suspicious transactions and validate KYC data shared by users with reliable legal sources.
Criminal Screening
Access and analyze the criminal data collected daily from thousands of sources at the federal, state, country, and local levels.
Signzy is built to be quick and keep pace
Integrate the API during lunch hour, customize based on your needs, and go live within 2-4 weeks!
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FAQ
What is the AML Screening API, and why is it needed?
The AML Screening API is a compliance tool that screens individuals and entities against global watchlists, such as PEP (Politically Exposed Persons), sanctions, and adverse media databases.
It helps businesses:
- Prevent financial crimes like money laundering and terrorist financing.
- Comply with local and global regulations (e.g., PMLA in India, FATF recommendations).
- Enhance due diligence with automated and periodic screenings.
Which industries can benefit from this API?
The API is designed for:
- Banks and NBFCs – For KYC/AML compliance during account openings and loan disbursements.
- Insurance Providers – To monitor policyholders and large premium payments.
- Fintechs – For real-time customer onboarding and fraud prevention.
- Investment Platforms – To screen investors, traders, and transaction patterns.
How does this API differ from manual AML processes?
- Manual AML: Time-consuming, prone to errors, and limited in scalability.
- API-driven AML: Automates the process, performs real-time checks, reduces false positives using AI, and integrates seamlessly into existing workflows.
Can the API screen customers in real-time?
Yes, the API supports real-time screenings for both individuals and entities. Results are typically returned within milliseconds, depending on the complexity of the request.
Does the API support partial matches or fuzzy logic?
Yes, the API uses fuzzy logic to handle:
- Name variations (e.g., "John Doe" vs. "J. Doe").
- Inconsistent data formats (e.g., DOB mismatch).
- Aliases or alternate names to improve match accuracy.
What does Continuous Due Diligence (CDD) mean?
CDD enables periodic re-screening of customers to ensure their risk profile is up-to-date. For example, if a customer becomes a PEP or is added to a sanctions list after onboarding, the system will flag it during the next scheduled screening.
Can we separate databases for individuals and business entities?
Yes, enterprises can opt for separate database categories based on the screening subject:
Individuals:
- PEP databases
- Sanctions lists
- Adverse media
- Criminal records and fraud watchlists
Business Entities:
- Corporate sanctions
- State-Owned Enterprises (SOEs)
- Shell companies and proxy entities
- Trade violations and export compliance lists
This segmentation ensures relevance while optimizing API performance.
What are Adverse Media Reports, and how are they different from social media checks?
Adverse media reports refer to negative mentions of an individual or entity in:
- News sources
- Regulatory reports
- Legal cases
- Sanction lists
They differ from social media checks as they rely on credible, structured sources rather than public or user-generated content.
What is a PEP (Politically Exposed Person) check, and do we get a formal report?
A PEP check identifies individuals holding high-risk political positions and their close associates. A formal report can be provided confirming whether the individual appears in global PEP databases, along with details of the source.